U.S. Cookie Policy
Effective and last updated: September 20, 2026
This Cookie Policy explains how Opulentus Management Group ("Opulentus," "we," "us," or "our") uses cookies and similar browser storage on its U.S. website and portals. A cookie is a small text file placed by a website. Local storage is a browser feature that keeps data on your device. We use both terms below as "browser storage" where the distinction does not affect your choice.
1. Essential browser storage
Essential storage supports services you request and remains active because disabling it can prevent the site or portal from working. It is used to maintain authenticated sessions, preserve security and two-factor authentication state, prevent abuse, route the correct language and market, remember necessary interface choices, and retain your cookie choice. It is not used for behavioral advertising.
2. Optional analytics
Google Analytics is optional and remains blocked unless you affirmatively accept analytics. If enabled, it measures visits, pages viewed, referring source, device and browser details, approximate location derived from IP address, and actions such as booking-button use. We use these measurements to understand performance and improve the site. We do not use advertising cookies, and we do not use analytics for cross-context behavioral advertising.
3. Storage and provider details
| Category | Provider | Purpose | Duration |
|---|---|---|---|
| Essential | Opulentus and our account platform | Account sessions, security, authentication, and requested features | Session-based or until the account session expires |
| Privacy choice | Opulentus | Stores whether optional analytics was accepted or rejected | Six months |
| Optional analytics | Google Analytics | Site usage, performance, and conversion measurement | Provider-set duration, only after acceptance |
| Payment | Stripe | Checkout security, fraud prevention, and payment processing | As set by Stripe during and after checkout |
Stripe storage appears when you open its embedded checkout and is governed by Stripe's own notice. Exact technical names may change when a provider updates its service; the purposes and choices described here remain controlling for our use.
4. Your choices
The banner provides equally available Accept analytics and Reject analytics controls. Optional analytics starts off, no optional choice is preselected, and merely continuing to browse does not count as consent. Use the persistent Cookie settings control at the bottom of any page to accept, reject, or change your selection. Your decision is stored for six months; we may ask again sooner if purposes or providers materially change.
Browser settings can block or remove storage, but blocking essential storage may prevent sign-in, security, payment, language, or portal features from working. Removing the privacy choice will cause the banner to appear again.
5. U.S. state opt-out signals
Some state privacy laws require covered businesses to recognize qualifying universal opt-out mechanisms. We honor Global Privacy Control and other legally recognized signals where applicable. Because our current practices do not sell personal information, share it for cross-context behavioral advertising, or process it for targeted advertising, those opt-outs do not change such practices. We still treat a valid signal as a rejection of optional analytics where required. There is no uniform legal standard for other "Do Not Track" browser signals, so the site does not respond to them.
6. Legal framework
U.S. cookie and tracking obligations arise from the Federal Trade Commission Act's prohibition on unfair or deceptive practices and, where applicable, state laws including the California Consumer Privacy Act as amended by the California Privacy Rights Act, California's Online Privacy Protection Act, and comprehensive privacy laws in other states. Coverage, exemptions, and consent or opt-out requirements vary by state and context. Our choice controls are designed to apply a clear, privacy-protective standard nationwide without claiming that every statute applies to every visitor or Opulentus activity.
7. Children
The site is directed to businesses and adults, not children under 13. We do not knowingly use cookies to collect personal information online from children under 13 in a manner covered by the Children's Online Privacy Protection Act.
Legal basis, your rights and processors (GDPR / CCPA)
- Legal basis
- Consent for optional analytics and for the contact form; contract for client services we deliver to you; legitimate interest for security and audit logs.
- Your rights
- Access, correction, deletion, portability, objection to processing, and opt-out of sale or sharing. We do not sell personal data and do not share it for cross-context behavioral advertising.
- How to exercise them
- Email info@opulentusmanagementgroup.com. We verify your identity and respond within 30 days (45 days under the CCPA). You will not be treated differently for using your rights.
- Retention
- Contact enquiries: up to 24 months. Client and billing records: 7 years for tax and accounting duties. Security and audit logs: up to 12 months. Analytics: up to 14 months, only with consent.
- Processors
- Supabase (database and sign-in), Stripe (payments), Google Workspace / Gmail (email), Lovable (hosting), and Lovable AI Gateway and OpenAI (AI model for the portal assistant; requests are sent with storage disabled). Each acts only on our instructions.
8. Changes and contact
We will update this page when storage technologies, providers, purposes, or legal requirements materially change and will request a new choice when required. For questions or a privacy request, contact info@opulentusmanagementgroup.com or +1 (770) 750-4802.